https://aivinsurance.com/ 2026-10-01 monthly 1 https://aivinsurance.com/about 2026-09-29 monthly 0.9 https://aivinsurance.com/contact 2026-09-29 yearly 0.7 https://aivinsurance.com/guides 2026-09-30 weekly 0.8 https://aivinsurance.com/guides/about-our-guides 2026-09-29 yearly 0.5 https://aivinsurance.com/guides/tenant-damage-vandalism-insurance-texas 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/force-placed-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/homeowners-to-landlord-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/roof-age-insurance-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/read-rental-declarations-page-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/switch-rental-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/texas-insurance-nonrenewal-cancellation Before your policy renews https://aivinsurance.com/video/aiv-renewal-thumb.jpg Your policy renews in about two months. Read your renewal notice: price, deductibles and roof coverage can change. Check details such as your roof’s age, which insurers use to set your price, and keep your old policy until the new one starts. https://aivinsurance.com/video/aiv-renewal.mp4 50 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/landlord-liability-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/landlord-vs-renters-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/llc-rental-property-insurance-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/loss-of-rent-coverage-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/replacement-cost-vs-actual-cash-value-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/short-term-rental-coverage-gaps-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/texas-short-term-rental-insurance Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/rental-insurance-glossary-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/texas-rental-property-insurance-dp3 Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/rental-property-insurance-mortgage-escrow-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/storm-claim-rental-property-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/texas-wind-hail-deductible Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/vacant-rental-property-insurance-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/guides/rental-water-damage-flood-insurance-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides 2026-09-30 weekly 0.8 https://aivinsurance.com/es/guides/tenant-damage-vandalism-insurance-texas 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/force-placed-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/homeowners-to-landlord-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/roof-age-insurance-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/read-rental-declarations-page-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/switch-rental-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/texas-insurance-nonrenewal-cancellation Before your policy renews https://aivinsurance.com/video/aiv-renewal-thumb.jpg Your policy renews in about two months. Read your renewal notice: price, deductibles and roof coverage can change. Check details such as your roof’s age, which insurers use to set your price, and keep your old policy until the new one starts. https://aivinsurance.com/video/aiv-renewal.mp4 50 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/landlord-liability-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/landlord-vs-renters-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/llc-rental-property-insurance-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/loss-of-rent-coverage-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/replacement-cost-vs-actual-cash-value-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/short-term-rental-coverage-gaps-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/texas-short-term-rental-insurance Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/rental-insurance-glossary-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/texas-rental-property-insurance-dp3 Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/rental-property-insurance-mortgage-escrow-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/storm-claim-rental-property-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/texas-wind-hail-deductible Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/vacant-rental-property-insurance-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/es/guides/rental-water-damage-flood-insurance-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides 2026-09-30 weekly 0.8 https://aivinsurance.com/zh/guides/tenant-damage-vandalism-insurance-texas 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/force-placed-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/homeowners-to-landlord-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/roof-age-insurance-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/read-rental-declarations-page-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/switch-rental-insurance-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/texas-insurance-nonrenewal-cancellation Before your policy renews https://aivinsurance.com/video/aiv-renewal-thumb.jpg Your policy renews in about two months. Read your renewal notice: price, deductibles and roof coverage can change. Check details such as your roof’s age, which insurers use to set your price, and keep your old policy until the new one starts. https://aivinsurance.com/video/aiv-renewal.mp4 50 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/landlord-liability-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/landlord-vs-renters-insurance-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/llc-rental-property-insurance-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/loss-of-rent-coverage-texas Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/replacement-cost-vs-actual-cash-value-texas Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/short-term-rental-coverage-gaps-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/texas-short-term-rental-insurance Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/rental-insurance-glossary-texas Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/texas-rental-property-insurance-dp3 Renting out your home? Check your policy https://aivinsurance.com/video/aiv-landlord-thumb.jpg Most homeowners policies are made for the home you live in. A landlord policy, often called a DP-3, is made for a house you rent out. Three things to check: liability, lost rent, and your tenant’s belongings. https://aivinsurance.com/video/aiv-landlord.mp4 55 2026-09-29 yes Why two roofs get paid differently https://aivinsurance.com/video/aiv-roof-thumb.jpg Why the same hailstorm and the same roof repair can be paid so differently: replacement cost versus actual cash value, depreciation, and why some policies change how an older roof is paid. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-roof.mp4 58 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/rental-property-insurance-mortgage-escrow-texas Have a mortgage? Don't pay twice https://aivinsurance.com/video/aiv-escrow-thumb.jpg With an escrow account, part of each mortgage payment is set aside and your lender pays the insurance bill. When you switch or renew, decide who pays: if escrow pays, the policy should bill your lender; if you pay it yourself, tell your lender first. https://aivinsurance.com/video/aiv-escrow.mp4 56 2026-09-29 yes Your declarations page, in a minute https://aivinsurance.com/video/aiv-decpage-thumb.jpg Your policy is long, but its first page, the declarations page, sums it up: who is insured, when the policy ends, your coverage, deductibles, premium and lender. It came with your policy; check your email or your insurer’s online account, or ask your agent. https://aivinsurance.com/video/aiv-decpage.mp4 53 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/storm-claim-rental-property-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/texas-wind-hail-deductible Why your hail deductible is a percentage https://aivinsurance.com/video/aiv-hail-thumb.jpg Many policies have two deductibles, and the wind and hail one is often a percentage of the home’s insured amount, not of the damage. On a home insured for $150,000, 5% is $7,500. Figures from the Texas Department of Insurance. https://aivinsurance.com/video/aiv-hail.mp4 57 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/vacant-rental-property-insurance-texas Listing your home for short stays? https://aivinsurance.com/video/aiv-str-thumb.jpg Listing your home for short stays? Most home policies won’t pay for damage or injuries during short-term rentals. Tell your agent how the home is rented, and ask how any coverage a home-share website offers works with your own policy. https://aivinsurance.com/video/aiv-str.mp4 56 2026-09-29 yes 2026-09-30 monthly 0.7 https://aivinsurance.com/zh/guides/rental-water-damage-flood-insurance-texas After storm damage: filing a claim https://aivinsurance.com/video/aiv-claims-thumb.jpg After storm damage, you file your claim directly with your insurance company: AIV is your agency, not the insurance company. Take photos, stop more damage, keep every receipt. Many policies pay actual cash value first, then the depreciation after repairs, if you have replacement cost coverage. https://aivinsurance.com/video/aiv-claims.mp4 60 2026-09-29 yes 2026-09-30 monthly 0.7